PERSONAL AUTOMOBILE
If you own or lease a car, you’ll find dependable service, competitive rates and attractive coverage options on our auto insurance packages.
We provide coverage for your specific needs, with policy options including:
 
Liability Coverage Includes:
 
  • Your obligation to others for bodily injury or property damage
  • Costs of settling claims and defending suits
Personal Injury Protection Coverage Includes:
 
  • Your medical and rehabilitation expenses, loss of income, value of household
  • Services and funeral expenses because of a car accident
  • Injuries to you, your family and anyone occupying your car
  • Injuries to you or your family as pedestrians
*Available in North Dakota and Minnesota Only
Uninsured/ Underinsured Motorist Coverage Includes:
 
  • Damages to which you are legally entitled for injuries caused by an uninsured motorist or hit-and-run driver
  • Injuries to you, your family and anyone occupying your car
  • Injuries to you and your family pedestrians
Car Damage Coverage Includes:
 
  • Collision with another car or object
  • Theft of your car
  • Windstorm or hail damage
  • Fire or Lightening
  • Vandalism
  • Glass Breakage
  • Towing of your disabled car
   
Additional Personal Auto Enhancement Endorsements also Available
Repair or Replacement Plus Coverage:
 
  • This coverage pays to repair or replace your vehicle even though the cost may be more than your vehicle’s worth at the time of the accident. Most loss situations are covered, with the exception of fire, theft and larceny.
Lease/ Loan Payoff Coverage:
 
  • Covers gap that may exist between the amount owed under a lease or loan and the actual cash value of the car in the event of total loss
Discounts Available:
 
  • Tiered Auto Credit- Better drivers within a household will receive a substantial discount on the car they drive
  • Multi-Car Discount
  • Good Student Discount
  • More Cars than Drivers
For more information on Personal Automobile Plans call us at (320)654-6159

 
Schiller Insurance Agency:
1529 West St. Germain
St. Cloud, MN 56301
Phone: 320-654-6159
Fax: 320-654-8785
Toll Free: 888-421-4471